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Bonobos + Affirm

Bonobos has partnered with Affirm to offer our customers a quick and easy way to apply for financing terms.

How Affirm Works

Look Great Now, Pay Over Time

Now you can split your purchase into 3 interest-free monthly payments.

No Hidden Fees

What you see at checkout is what you’ll pay. No late fees. No surprises. You’ll be too well-dressed to be stressed.

How to Pay with Affirm

STEP 1

Add $100+ worth of items to your cart, then head to checkout to get started.

STEP 2

Select “Affirm” from the billing page or review order page, then click “Complete Purchase with Affirm”.

STEP 3

Enter 5 pieces of info for a real-time decision. Then make monthly payments at affirm.com or in the Affirm app.

Got Q’s About Affirm? We’ve Got A’s.

First Obvious Q: What is Affirm?

Affirm offers real-time financing for online purchases. With Affirm, you can buy and receive your purchase now, and pay for it later in fixed monthly payments.

Next Obvious Q: How Does Affirm Work?

Affirm’s loan application process is painless. Promise. Let’s go through it step by step:

  • Select “Affirm” from the billing page or review order page, then click “Complete Purchase with Affirm” to launch the Affirm pop-up experience.

  • In the Affirm pop-up, you will be prompted to enter a few pieces of information – your name, phone number, email address, date of birth, and last four digits of your Social Security number.

  • Affirm will send a text message to your cell phone with a unique verification code.

  • Enter the verification code into the application form.

  • Within a few seconds, Affirm will notify you of the amount of your fixed monthly payments.

  • If you would like to accept the offer, click “Confirm Loan” and you’re done. (Heck yeah!)

  • After completing your order, you’ll get monthly reminders about your upcoming payments. You’ll also have the option to set up AutoPay (so you don’t miss a payment). In most cases, your first monthly payment will be due 30 days from the date the merchant (that’s us!) finishes processing your order.

  • To verify your identity, Affirm will send a text message to your cell phone with a unique authorization code.

What Personal Info Does Affirm Require?

Just the basics about yourself to prove that you are indeed you — name, phone number, email address, date of birth, and last four digits of your SSN.

Does Affirm Run a Credit Check?

Yes, but no worries — Affirm runs a credit check when you apply for a loan, but this won’t impact your credit score.

Is Financing Approval Guaranteed?

Unfortunately, no. If your application isn’t approved, Affirm will notify you of the reason(s).

How Does Affirm Accept Payments?

  • Here’s a breakdown on how to make a payment, just in case:

  • Go to www.affirm.com/account.

  • Type in your mobile number and you will be sent a unique verification code.

  • On the next page, enter this verification code into the form and click “Sign In.”

  • Once signed in, you will see a list of your loans and upcoming payments. Click on the payment you would like to make.

  • You can make a payment utilizing a debit card or ACH bank transfer.

Can You Get a Refund on Affirm Purchases?

Purchase not a perfect fit? No worries, refunds will post to your Affirm account once we process your return request. If you’ve already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments. In the event that we issue a store credit instead of a refund, you are still responsible for paying off your Affirm loan.

Affirm loans are made by Cross River Bank, Member FDIC. Subject to eligibility check and approval, and a down payment may be required.